1. What makes DeFi in 2026 different from earlier years?
DeFi in 2026 focuses on security, real usage, and sustainable systems instead of fast profits and experimental projects.
2. Are DeFi platforms now used by institutions?
Yes, many DeFi protocols work with financial institutions for lending, data, and tokenized assets.
3. Why are cross-chain systems important for DeFi?
They allow users and apps to move assets and data across blockchains without friction or central control.
4. How do stablecoins shape the DeFi ecosystem?
Stablecoins provide means for payments, savings, and yield without exposure to crypto volatility.
5. Is DeFi replacing traditional banks?
DeFi is not replacing banks but integrating with financial systems by offering faster and transparent tools.