The Full List of 235 FinTech Unicorn Startups (2026)

The Full List of 235 FinTech Unicorn Startups (2026)

The financial technology sector is a global field with 235 unicorn startups. These companies operate across various areas including payments, banking, and wealth management.

China’s Ant Group is valued at $150B, with US-based Stripe at $92B. Newer entries like Ramp, founded in 2019, have quickly reached a valuation of $32B.

Below is the full list of 235 FinTech unicorn startups at this time.

Top 10 Most Valuable FinTech Unicorns

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1,600+ Unicorns

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Ant Group Logo

Ant Group develops technology platforms that give consumers and small businesses access to a wide range of financial services. They are best known for creating Alipay, one of the world’s largest mobile and online payment platforms.

Valuation$150B
HeadquartersHangzhou, Zhejiang, China
Year Founded2014
FoundersJack Ma
Funding Amount$28.5B
Company SizeEnterprise Organization (5,001+)
Last Funding StatusSeries C
Top InvestorsSequoia Capital, Temasek Holdings, BNP Paribas, General Atlantic, Warburg Pincus
Stripe Logo

Stripe builds a suite of payment APIs that powers commerce for online businesses of all sizes. Their software allows companies to easily accept payments, send payouts, and manage their business operations globally.

Valuation$92B (Joined January 2014)
HeadquartersSouth San Francisco, California, United States
Year Founded2010
FoundersJohn Collison
Funding Amount$9.4B
Company SizeEnterprise Organization (5,001+)
Last Funding StatusVenture Round
Top InvestorsFounders Fund, Khosla Ventures, Andreessen Horowitz, Sequoia Capital, General Catalyst
Revolut Logo

Revolut created a financial app to handle all things money, from everyday banking to global transfers and investments. It gained popularity for its competitive currency exchange rates and making it simple to spend money abroad.

Valuation$75B (Joined April 2018)
HeadquartersLondon, England, United Kingdom
Year Founded2015
FoundersNikolay Storonsky, Vlad Yatsenko
Funding Amount$1.9B
Company SizeEnterprise Organization (5,001+)
Last Funding StatusUndisclosed
Top InvestorsBond, Lakestar, Ribbit Capital, Index Ventures, Coatue
Ripple Logo

Ripple develops blockchain infrastructure for enterprises, enabling faster and more affordable cross-border payments. Their solutions, built on the open-source XRP Ledger, also provide digital asset custody and liquidity for financial institutions.

Valuation$40B (Joined December 2019)
HeadquartersSan Francisco, California, United States
Year Founded2012
FoundersArthur Britto, Chris Larsen, Jed McCaleb, Ryan Fugger
Funding Amount$793.8M
Company SizeLarge Team (251-1,000)
Last Funding StatusVenture Round
Top InvestorsAbstract, Lightspeed Venture Partners, Citadel Securities, Pantera Capital, Andreessen Horowitz
Checkout.com Logo

Checkout.com provides a flexible payment platform for enterprises to process transactions across the globe. They are recognized for their unified API that simplifies accepting various payment methods and helps businesses optimize their digital checkout experience.

Valuation$40B (Joined May 2019)
HeadquartersLondon, England, United Kingdom
Year Founded2012
FoundersGuillaume Pousaz
Funding Amount$1.8B
Company SizeMajor Organization (1,001-5,000)
Last Funding StatusSeries D
Top InvestorsInsight Partners, Ribbit Capital, Endeavor Catalyst, Coatue, Franklin Templeton
Ramp Logo

Ramp builds a finance automation platform that helps businesses control spending and operate more efficiently. They are known for combining corporate cards with expense management, bill pay, and accounting software into a single system.

Valuation$32B (Joined March 2021)
HeadquartersNew York, New York, United States
Year Founded2019
FoundersEric Glyman, Gene Lee, Karim Atiyeh
Funding Amount$3B
Company SizeMajor Organization (1,001-5,000)
Last Funding StatusSeries E
Top InvestorsKhosla Ventures, Sequoia Capital, Lightspeed Venture Partners, Citi, General Catalyst
FNZ Logo

FNZ provides a wealth management platform that integrates technology and investment services for financial institutions. This allows firms to streamline their operations and deliver personalized wealth products to their own customers.

Valuation$20B
HeadquartersLondon, England, United Kingdom
Year Founded2004
FoundersAdrian Durham
Funding Amount$5.8B
Company SizeEnterprise Organization (5,001+)
Last Funding StatusCorporate Round
Top InvestorsGeneration Investment Management, Temasek Holdings, General Atlantic, La Caisse, Raymond James
JD Digits Logo

JD Digits develops digital technologies to connect financial services with physical industries. Their work enables companies in sectors like retail to digitize their operations and provide integrated financial solutions to consumers.

Valuation$18B
HeadquartersBeijing, Beijing, China
Year Founded2013
Founders
Funding AmountCN¥34B
Company SizeEnterprise Organization (5,001+)
Last Funding StatusSeries B
Top InvestorsCOFCO, Intonation Ventures, HSG, Cyber Creation Ventures (CCV), CICC
Kraken Logo

Kraken operates a cryptocurrency exchange platform that allows users to buy, sell, and trade a wide range of digital assets. They also offer more advanced services, including staking, index products, and participation in parachain auctions.

Valuation$20B (Joined June 2019)
HeadquartersSan Francisco, California, United States
Year Founded2011
FoundersJesse Powell, Michael Gronager, Thanh Luu
Funding Amount$1.3B
Company SizeMajor Organization (1,001-5,000)
Last Funding StatusVenture Round
Top InvestorsCitadel, Tribe Capital, HOF Capital, Kraken, Apollo, HSG
PhonePe Logo

PhonePe built a digital payments app that simplifies money transfers and other daily transactions for millions of users. They have since expanded their offerings to include a full suite of financial services, from bill payments to insurance, all accessible on their mobile platform.

Valuation$15B
HeadquartersAndheri, Maharashtra, India
Year Founded2015
FoundersBurzin Engineer, Rahul Chari, Sameer Nigam
Funding Amount$3.2B
Company SizeEnterprise Organization (5,001+)
Last Funding StatusPrivate Equity
Top InvestorsGeneral Atlantic, Tiger Global Management, Tencent, Walmart, Ribbit Capital

The Remaining 225 FinTech Unicorns

The ten most valuable companies are just a glimpse into the world of financial technology. Though the United States is home to the largest share of unicorns, founders from every continent are building important companies.

Major hubs have grown in the United Kingdom, India, and China, with dozens more startups spread across the globe. Here’s a look at all the additional unicorns shaping the world of finance.



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