Top 100 FinTech Startups to Watch in 2026

Top 100 FinTech Startups to Watch in 2026

The financial technology industry is growing, with companies tackling challenges from payment processing to business banking. Giants like Stripe lead the way, having raised $9.4B to build its online commerce solutions.

The space is diverse, including crypto infrastructure from MoonPay and identity management from Alloy. Below are the 100 companies defining the current landscape of finance.

Below is our list of 100 FinTech startups worth keeping an eye on.

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Stripe Logo

Stripe builds a suite of APIs that enables businesses to accept and manage payments over the internet. Their software platform also supports companies with complex needs like subscription billing, marketplace payouts, and fraud prevention.

HeadquartersSan Francisco, California, United States
Year Founded2010
FoundersJohn Collison
Funding Amount$9.4B
Startup SizeEnterprise Organization (5,001+)
Last Funding StatusSecondary Market
Top InvestorsAndreessen Horowitz, General Catalyst, Temasek Holdings, Khosla Ventures, Sequoia Capital
Tide Logo

Tide offers a business financial platform that combines banking, invoicing, and accounting tools for small and medium-sized enterprises. Their service helps business owners streamline administrative work and manage their finances from a single application.

HeadquartersLondon, England, United Kingdom
Year Founded2015
FoundersGeorge Bevis
Funding Amount$442.2M
Startup SizeMajor Organization (1,001-5,000)
Last Funding StatusPrivate Equity
Top InvestorsTPG, Speedinvest, LocalGlobe, Creandum, Goodwater Capital
MoonPay Logo

MoonPay provides payment infrastructure for converting fiat currencies into cryptocurrencies and NFTs. Their suite of tools gives developers a straightforward way to embed crypto purchasing capabilities directly into their applications.

HeadquartersDover, Delaware, United States
Year Founded2019
FoundersIvan Soto-Wright, Victor Faramond
Funding Amount$1B
Startup SizeLarge Team (251-1,000)
Last Funding StatusDebt Financing
Top InvestorsTribe Capital, Paradigm, Ripple, New Enterprise Associates, Quiet Capital
FalconX Logo

FalconX built a digital asset prime brokerage to give institutional clients a single entry point into the crypto market. Their platform supports the entire investment lifecycle, providing services for trade execution, financing, and custody.

HeadquartersSan Mateo, California, United States
Year Founded2018
FoundersPrabhakar Reddy, Raghu Yarlagadda
Funding Amount$477M
Startup SizeMid-Size Team (51-250)
Last Funding StatusDebt Financing
Top InvestorsWellington Management, Accel, Lightspeed Venture Partners, Sapphire Ventures, B Capital
Alloy Logo

Alloy develops an identity verification platform for banks and fintechs to detect fraud and simplify identity management. Their automated system helps financial institutions make smarter risk decisions and securely onboard new customers.

HeadquartersNew York, New York, United States
Year Founded2015
FoundersCharles Hearn, Laura Spiekerman, Tommy Nicholas
Funding Amount$216.7M
Startup SizeLarge Team (251-1,000)
Last Funding StatusSeries C
Top InvestorsBessemer Venture Partners, Lightspeed Venture Partners, Techstars, Primary Venture Partners, Canapi Ventures
BitGo Logo

BitGo builds the secure infrastructure needed for the digital asset economy, offering custody and financial services to investors. Their platform gives clients the tools to safely hold, trade, and manage their cryptocurrency portfolios.

HeadquartersPalo Alto, California, United States
Year Founded2013
FoundersBen Davenport, Mike Belshe, Will O’Brien
Funding Amount$171.5M
Startup SizeLarge Team (251-1,000)
Last Funding StatusCorporate Round
Top InvestorsValor Equity Partners, Pantera Capital, Craft Ventures, Founders Fund, Goldman Sachs
zerohash Logo

zerohash builds a crypto-as-a-service platform that lets any business integrate digital assets into its customer experience. The company’s infrastructure powers a full suite of products, including trading, custody, and staking services.

HeadquartersChicago, Illinois, United States
Year Founded2015
FoundersBrian Liston, Edward Woodford
Funding Amount$282.1M
Startup SizeMid-Size Team (51-250)
Last Funding StatusSeries D
Top Investors500 Global, Bain Capital, Apollo, Morgan Stanley, Bain Capital Ventures
Lendistry Logo

Lendistry operates as a fintech lender that connects small businesses with loans and grant opportunities. Their platform simplifies the application process for various funding options available to entrepreneurs.

HeadquartersBrea, California, United States
Year Founded2015
FoundersEverett Sands
Funding Amount$204.8M
Startup SizeLarge Team (251-1,000)
Last Funding StatusDebt Financing
Top InvestorsTD Bank, Exelon, Texas Capital Bank, East West Bank, City National Bank
AppZen Logo

AppZen builds an AI-powered platform designed to help finance teams automate their operations. Their software uses artificial intelligence to audit expenses and invoices, helping companies reduce spending and stay compliant.

HeadquartersSan Jose, California, United States
Year Founded2012
FoundersAnant Kale, Kunal Verma
Funding Amount$280.6M
Startup SizeLarge Team (251-1,000)
Last Funding StatusSeries D
Top Investors500 Global, Lightspeed Venture Partners, Redpoint, Coatue, Riverwood Capital
Rain Logo

Rain offers a financial wellness benefit that gives employees on-demand access to their earned wages. They partner with mid-market to enterprise employers, providing a tool designed to reduce financial stress and improve employee retention.

HeadquartersNashville, Tennessee, United States
Year Founded2019
FoundersAlex Bradford, Jennifer Terrell
Funding Amount$557.6M
Startup SizeMid-Size Team (51-250)
Last Funding StatusSeries B
Top InvestorsTribe Capital, QED Investors, Sound Point Capital Management, WndrCo, VentureSouq

90 Additional FinTech Startups Worth Following

Our top picks offer a glimpse into a much bigger picture. With tens of billions in combined funding, companies are building new tools for everything from AI-powered analytics to crypto payments.

Some are newcomers, while others are already established players. Here are the other 90 companies that are making their mark on the financial landscape.



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