23 Top Austin Fintech Companies and Startups You Should Know | Built In Austin

What they do: Billd uncovers financing and payment solutions for organizations in the construction industry, allowing them to acquire the materials they need upfront and pay suppliers later. The platform takes both parties into consideration, allowing contractors to control their cash flow and grow stress-free while suppliers are able to move more product in less time.

What they do: Apex is a technologically independent software company that aims to increase financial literacy through its frictionless digital execution and storage of investable assets. Its online library includes case studies, blog, news and insights. The company has an office in the Holly area of Austin, which it says is a focal point for hiring.

What they do: Kasasa is a fintech company that partners with community banks and local credit unions and provides free and reward-based checking and savings accounts. The company aims to provide its partners with lucrative financial products to compete with larger competitors. Kasasa is headquartered in Austin, but partners with financial institutions across the country.

What they do: CAIS provides financial services that include digital assets, hedge funds and private equity that advisors can utilize with their clients. It aims to improve education about and access to alternative investment funds and products. The company’s learning system, CAIS IQ, helps advisors learn about what can improve their clients’ outcomes. Its Austin office is located near Downtown and the Financial District.

What they do: To make sure life insurance is accessible to everyday consumers, Bestow has crafted a convenient platform. Customers can receive a quote in seconds after entering basic health information, all without having to take a medical exam. Bestow pairs each customer with top-rated carriers and offers flexible rates, making the life insurance process that much smoother for individuals. 

What they do: Agora offers software solutions for real estate investment management, including tools for fundraising, investor relations, reporting and more. Founded and headquartered in Tel Aviv, the company also maintains offices in the United States, including a location in Austin.

What they do: Q2 designs mobile, virtual and voice banking applications for banks and credit unions. The Q2 platform enables banks to personalize user experience, while also offering tools like analytics dashboards and integrated security features.

What they do: Netspend exited 2015 with 16 consecutive quarters of double digit revenue growth. The Austin-based company is a provider of reloadable prepaid cards and related financial services in the United States. They serve the estimated 68 million underbanked consumers who do not have a traditional bank account or who rely on alternative financial services.

What they do: 8am (Formerly AffiniPay) provides flexible payment integration options for the legal, psychology and accounting industries. With no extra equipment needed, businesses using 8am (Formerly AffiniPay)’s technology can schedule recurring payments, link payments to their website and even use the platform’s analytics tools to manage finances.

What they do: Wise offers users the ability to send money internationally with no fees and real exchange rates. It aims to make global payments more convenient, efficient and cheaper. Users can hold a balance in more than 40 currencies, send payments to over 160 countries and make transactions with a Wise international debit card. The company was founded in 2011 and has its hybrid headquarters in Austin.

What they do: Abrigo provides software-based solutions and consulting to small banks. Its products can help prevent financial crime and boost operational efficiencies by originating loans and enhancing credit risk analysis.

What they do: Fintech company ePayPolicy makes a digital payments solution specifically designed for the insurance industry. Through ePayPolicy, businesses can build a mobile-friendly payments page that’s customized to align with their branding. The company’s technology also integrates with other popular accounting systems to simplify workflows.

What they do: Navan aims to help customers make expense reconciliations and booking business travel more efficient and cost effective. The company offers 24/7 access to support and customizable dashboards for corporate travel and expense management. Its Austin office is downtown off of Congress and 5th Street.

What they do: PEAK6 moved its headquarters to East Austin as of January 2025. The holding company serves as a proprietary options trading firm that offers liquidity to the U.S. options market. It invests in client companies in varied sectors like insurance, education, finance and esports. 

What they do: Juniper Square provides software that streamlines the investment and fundraising industries. The company’s software offers an encompassing investment management solution that includes a customer relationship manager tool and investor reporting analytics. 

What they do: Closinglock provides the real estate industry with fraud prevention software. It aims to ensure that wire transfers are free of fraudulent or problematic actions when homebuyers leave “earnest money” deposits to secure properties until they close. The company’s platform allows legal offices, title companies and lenders to make secure transactions.

What they do: Red Ventures is a marketing company that provides consumers with free financial content, credit information, and financial insights through its Creditcards.com brand. Additionally it connects consumers with financial institutions and helps users achieve financial goals and well-being.

What they do: Hudson River Trading is a quantitative trading firm using math and science to research and develop trading algorithms. Each day, the firm uses their proprietary algorithms to trade millions of stocks across global financial markets. Hudson River Trading has 14 offices including one in Austin, which boasts in-office bars and social events.

What they do: When companies compete to attract top tech talent in cities like Austin, sometimes career decisions really do come down to benefits. Student Loan Genius offers a leg up with a 401k-style financial perk to help employees pay off their school debt faster. The startup counts Intel, Boeing and Kellogg’s among its growing roster of clients.

What they do: Invoice Home makes digital invoicing and billing software for small businesses, solopreneurs and freelancers. Based in Austin, the company’s strategy is to make invoicing as straightforward and seamless as possible, with cloud-based services for managing payment records, billing clients and performing other important finance processes.

What they do: Kestra Financial offers an independent advisor platform to help financial professionals provide personalized consulting and support services. The firm aids more than 1,700 independent financial advisors, and its services are backed by over twenty years of experience in the industry.

What they do: Upside offers a cash back rewards platform to help brick-and-mortar retailers earn more profit. It also ensures consumers have increased purchasing power by providing personalized offers from major retailers. The fintech company has an office in downtown Austin, blocks away from the Texas State Capitol.

What they do: Software designer Motive aims to enhance safety, efficiency and profitability across sectors such as transportation, construction, agriculture and more. Although employees follow a remote-first work schedule, the company has two WeWork spaces in Austin and provides numerous opportunities to connect with colleagues, including company-sponsored happy hours and year-round recreational clubs.