Oversea Wealth was founded by Zakhil Suresh, Sajal Sarwar, Akhil James, Asif Kattakath and Vishnu Karthikeyan, who have combined their experience in the fintech sector
Kochi-based fintech startup Oversea Wealth is aiming to bring all aspects of expatriates’ savings and investments onto a single platform, using artificial intelligence (AI) to simplify cross-border wealth management.
The AI-powered wealth management app offers services tailored to the complexities of managing savings and investments across multiple countries, and has received an encouraging response from investors, according to the company’s promoters.
The platform attracted attention at the recently concluded Huddle Global, the global startup festival organised by Kerala Startup Mission in Thiruvananthapuram.
Oversea Wealth was founded by Zakhil Suresh, Sajal Sarwar, Akhil James, Asif Kattakath and Vishnu Karthikeyan, who have combined their experience in the fintech sector, where they have been working since 2017, with AI technology to simplify financial management for expatriates.
For expatriates holding bank accounts and investments in different countries, getting a consolidated picture of their assets and liabilities can be challenging. Many currently depend on spreadsheets and multiple tracking apps to monitor their finances.
Addressing gap
Oversea Wealth seeks to address this gap by bringing information from banking, investment and brokerage accounts onto a single platform and helping users manage their finances more efficiently. In addition to personalised investment plans, the app provides alerts on investment maturities, important financial dates, renewals and idle cash.
Another key feature is an AI-powered assistant that enables users to access a range of financial services through a chat interface. These include investments through licensed partners, health insurance, tax return filing and inheritance planning.
The company plans to launch the beta version of the app in December this year, initially targeting expatriates in the Gulf region. By the end of 2027, it aims to acquire 10,000 customers, achieve assets under management (AUM) of ₹1,000 crore and generate annual recurring revenue of ₹15 crore.
“We have worked in fintech for years and have seen at close quarters the difficulties expatriates face in managing assets and investments across different countries. That experience led us to the idea for Oversea Wealth. Our aim is to provide every expatriate with personalised financial guidance with the help of AI,” said Co-Founder and CEO Zakhil Suresh.
Published on November 15, 2026
