Delaware-based fintech startup Rizon has secured $2 million in pre-seed funding as it aims to make digital dollars accessible and spendable for people around the world, no matter where they live. The funding round was led by Market One Capital and marks an early milestone in the company’s growth since its launch just five months ago.
Rizon describes itself as a non-custodial stablecoin neobank, built to enable users to hold, send, save, and spend U.S.-dollar-pegged digital assets with the ease and convenience of a modern money app. In a crowded fintech landscape where traditional banking services can remain expensive or inaccessible in many regions, Rizon’s platform leverages blockchain-based stablecoins as a core component of its global offering while delivering a familiar experience through mobile wallet and card capabilities.
Since launching, the company says it has attracted more than 100,000 registered users across 122 countries, with transaction volumes increasing sharply month over month. The early traction highlights a broader trend in global finance, where stablecoins and blockchain-based payment rails are increasingly viewed as tools for cross-border money transfers, remittances, and everyday spending in regions with volatile currencies or limited banking infrastructure.
Rizon’s model centers on self-custody wallets, meaning users maintain control of their own digital assets rather than relying on the platform to hold funds. Combined with integrated spending mechanisms, including support for virtual and physical cards that enable stablecoin-funded payments at merchants worldwide, the approach is designed to combine the control and transparency of blockchain assets with the real-world usability of a traditional bank account.
The company has positioned itself to tap into what it describes as growing global demand for accessible USD-denominated financial services, particularly in emerging markets where access to stable savings and low-cost cross-border payments can be transformative. With the new capital, Rizon plans to expand into additional markets, enhance product features, and grow its user and partner community.
Investors backing the round pointed to the company’s early performance, focus on user experience, and the broader structural shift toward stablecoins as a utility layer in global finance as key reasons for their support. The funding is expected to support Rizon’s continued push into regions where traditional financial services are costly or slow, and where digital currencies can offer meaningful alternatives.