Global FinTech funding tops $2bn as RegTech deals run rampant

FinTech-Global

Global FinTech funding continued its strong surge over the past two weeks, with approximately $2.17bn raised across 23 deals, as cybersecurity firms saw major deals come to fruition.Global FinTech funding continued its strong surge over the past two weeks, with approximately $2.17bn raised across 23 deals, as cybersecurity firms saw major deals come to fruition.

Global FinTech funding continued its strong surge over the past two weeks, with approximately $2.17bn raised across 23 deals, as cybersecurity firms saw a swathe of investment.

Across subsectors, RegTech firms accounted for over a third of the total transactions recorded during the past two weeks, with eight. The companies focused primarily on cybersecurity, identity governance, fraud detection and compliance infrastructure, reflecting sustained investor interest in platforms designed to address growing regulatory complexity and digital security risks.

Infrastructure and enterprise software providers followed with six deals, while four FinTech platforms focused on capital markets, treasury and digital asset services also secured funding. Elsewhere, LendTech platforms accounted for three deals, while the InsurTech sector recorded three transactions, led by Malaysia-based embedded insurance platform PolicyStreet, which raised $21m to expand its operations across Asia.

Over the past two weeks, one transaction accounted for roughly half of the capital raised during the period. German insurer Talanx secured €1bn ($1.09bn) through a dual bond issuance designed to refinance existing debt and strengthen the group’s capital structure, highlighting continued institutional demand for financial sector debt.

Excluding the Talanx issuance, FinTech startups raised just over $1bn in venture and growth funding, indicating steady deal flow across lending platforms, infrastructure providers and RegTech firms.

The largest venture round was secured by India-based lending platform KreditBee, which raised $280m in Series E funding at a $1.5bn valuation as it prepares for a potential initial public offering. The company plans to use the capital primarily to strengthen its lending book and balance sheet.

The super tranche also reflects the broader trend regarding momentum in India’s FinTech ecosystem. According to research from FinTech Global, Indian FinTech funding reached a five-quarter high at the end of 2025, with total capital raised jumping 3.8x compared with the previous quarter.

Another major round came from debt market intelligence platform 9fin, which raised $170m in Series C funding to expand its artificial intelligence capabilities and accelerate growth in the United States. Meanwhile, US consumer lender Braviant Holdings secured $145m in new credit facilities to fund loan originations across its bank partnership model.

Artificial intelligence-driven cybersecurity platforms also attracted significant investment. Applied AI security lab DepthFirst raised $80m in Series B funding, while internet intelligence platform Censys secured $70m to expand its threat intelligence capabilities.

Geographically, the United States remained the most active FinTech funding hub, accounting for 11 of the 26 deals recorded over the two-week period. The United Kingdom followed with six deals, reinforcing its position as the leading European FinTech hub.

Recent research from FinTech Global highlights the UK’s growing dominance within the region. UK companies secured six of the top 10 FinTech deals globally in 2025, up from five in 2024, further cementing the country’s leadership within Europe.

Beyond North America and Europe, three Asian nations recorded deals during the period — India, Malaysia and Singapore — highlighting the continued growth of the region’s FinTech ecosystem.

This trend aligns with broader market dynamics identified by FinTech Global. In Q4 2025, Asian FinTech funding reached a five-quarter high, with 176 deals completed and $3.5bn raised, representing a 2.9x increase year-on-year in funding levels.

Taken together, the latest funding activity underscores a broader shift in the FinTech landscape. Capital is increasingly flowing toward AI-driven security, compliance and financial infrastructure platforms, as financial institutions and enterprises invest heavily in technologies designed to modernise operations and manage the rising complexity of digital financial systems.

Here’s a fortnightly roundup of the latest FinTech funding rounds: 

Talanx raises €1bn through dual bond issuance

Talanx AG has raised €1bn through a dual bond issuance aimed at strengthening its capital structure and supporting long term financial flexibility.

The financing consists of a €500m senior unsecured bond placed with a wide group of institutional investors in Germany and international markets, according to InsurTech Insights. 

At the same time, the group’s majority shareholder, HDI V.a.G., subscribed to a further €500m tranche through a private placement under the same terms.

Both euro-denominated bonds carry a fixed coupon of 3.75 percent and will mature on 9 April 2033. According to the company, the proceeds will mainly be used to refinance existing debt that is due in July 2026, helping to optimise the group’s balance sheet and strengthen its liquidity position.

The issuance received a strong AA- rating from S&P Global Ratings and will be listed on the Luxembourg Stock Exchange, reflecting investor confidence in the insurer’s financial position and long term strategy.

The transaction was supported by a group of major financial institutions acting as joint bookrunners. These included BarclaysDeutsche BankINGNatixis, and BNP Paribas.

The move highlights Talanx’s ongoing approach to proactive capital management as the group continues to strengthen its financial resilience while investing in growth and innovation across its global insurance operations.

KreditBee raises $280m Series E at $1.5bn valuation

KreditBee, an India-based online credit solutions provider, has reportedly raised $280m in a Series E funding round, achieving unicorn status at a $1.5bn valuation as it prepares for an initial public offering (IPO).

The round was co-led by Hornbill Capital and Motilal Oswal, with additional participation from Advent International, Premji Invest, MUFG, and other institutional investors, according to a report from FinTech Futures.

According to co-founder and CEO Madhusudan Ekambaram, the capital will primarily be deployed to strengthen the company’s lending book and balance sheet ahead of its IPO, rather than towards product development.

KreditBee is currently in the process of merging its technology and non-banking financial company (NBFC) entities, with the combined entity expected to serve as the vehicle for the listing.

KreditBee is a leading online credit solutions provider in India, serving a user base of over 180 million individuals, predominantly young professionals including both salaried and self-employed workers.

9fin raises $170m Series C at $1.3bn valuation

Braviant Holdings closes $145m credit facilities

Braviant Holdings, a Chicago-based technology-driven consumer lending platform has secured approximately $145m in committed capacity across two new revolving asset-backed credit facilities, alongside the renewal of an existing forward flow arrangement.

The two facilities are backed by the company’s consumer loan receivables and will be used to fund new loan participations on a rolling basis. Each carries a two-year revolving period, with the option to extend, before moving into an amortisation phase lasting between 12 and 18 months.

Braviant said the facilities were obtained at competitive capital costs and advance rates, with standard eligibility and concentration requirements, portfolio performance triggers and financial covenants in place.

Alongside the new revolving arrangements, the company has also renewed a forward flow facility, which allows defaulted assets to be liquidated at a fixed price. That facility is structured to support the optional wind-down of more than $90m in annualised defaulted balances.

Braviant Holdings operates as a technology-driven consumer lender, using a proprietary underwriting platform and bank partnership model to extend credit to non-prime borrowers across 28 US states.

PremFina expands Waterfall funding deal to £100m

PremFina, which claims to be the UK’s fastest-growing insurance premium finance provider, has announced the expansion of its funding partnership with Waterfall Asset Management to £100m, upsizing and extending its junior capital facility to support continued growth.

The amended facility increases PremFina’s balance sheet capacity and provides long-term runway for the company’s growth strategy.

The business has more than doubled its loan book over the past year, with its performance attributed to a proprietary technology platform, disciplined credit processes, and deep broker relationships that have delivered strong conversion rates and resilient portfolio metrics across market cycles, it said.

AI security lab depthfirst raises $80m Series B round

Apax Digital invests $60m in MillTech at $325m valuation



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