Planky, the UK-based AI-driven financial data intelligence platform, has announced €6.9 million in new funding to accelerate its shift from Open Banking analytics to a real-time AI decisioning layer for the financial industry and support expansion in the Middle East and international markets.
The round was co-led by Innovation Global, advised by SM Capital, and by the funds of the Azimut Venture Capital Digitech Europe1 strategy, managed by Azimut Investments S.A. Founded in 1999, Azimut Investments S.A. is an asset management company of the Azimut Group based in the Grand Duchy of Luxembourg. It relies on the strategic support of FNDX, a company specialised in M&A, fundraising advisory, and alternative asset Advisory for private market investments.
In November 2025, BKN301 Group, a British FinTech architecture provider, announced it raised €32 million (£29 million), combining its €21 million Series B round with a credit facility secured from funds and accounts managed by BlackRock. Alongside this funding boost, the company also announced it acquired Planky.
“AI is redefining what finance can be. The next era will be shaped not by who holds the most data, but by who understands it best, and we are building the intelligence that makes that possible. This investment brings that vision into sharper focus and accelerates our path to a future where AI helps every financial institution see clearly, act instantly and grow with confidence,” said Stiven Muccioli, CEO and Founder of BKN301 Group.
Based in London and operating since 2021, Planky is a UK-based, FCA-regulated B2B Open Banking platform and AI-powered data intelligence solution that gives businesses actionable financial insights.
A member of the BKN301 Group, it is an Account Information Service Provider (AISP) and Credit Reference Agency that aggregates and analyses data from personal and business bank accounts in real time.
Planky envisions a financial system where no creditworthy person or business is invisible. Citing a World Bank report, it states that industry studies show that combining alternative data with advanced analytics can accurately assess over 50% of applicants previously considered “non-scorable”.
Meanwhile, Planky is developing predictive risk models that continuously monitor borrower behaviour and detect early signals of financial stress, enabling lenders to anticipate risk and act before default occurs.
It also reports that it is moving beyond Open Banking analytics to become a core layer of financial infrastructure for digital banks, lenders and embedded finance platforms.
Planky says it connects every step of the customer financial journey—verify, understand, decide, and pay—in a single platform. It aggregates data from bank accounts, statements, PSPs and spreadsheets; enriches it with AI categorisation, income, risk and insights; and delivers automated decisions to approve, refer, reject, pay or report
Founded in 2021, BKN301 Group is a financial data infrastructure company building the financial data infrastructure layer connecting regulated banking, AI and digital assets across Europe, the Middle East and Africa.
It acts as a FinTech Architecture Provider, helping banks and FinTech companies modernise their systems while preserving the value of what already works. BKN301 organises, governs, and unlocks the value of financial data across institutions, operating within licensed, compliant banking environments.
It embeds AI-native capabilities directly into financial operations and bridges traditional finance with the infrastructure needed to support digital and tokenised assets, thereby giving regulated entities across the region a single, governed data layer to build on.
Its core offering is the award-winning BKN301 Orchestrator—sovereign banking infrastructure for AI-native operations. It delivers a governed foundation that unifies API gateway, data decoupling, and AI Infrastructure in one composable ecosystem. This enables regulated entities and digital-asset providers to simplify integration, scale operations, strengthen governance, and lower AI deployment costs.
Planky plans to use this funding to accelerate the development of AI-driven products such as credit underwriting, financial decisioning, spend intelligence and prediction. It will also support expansion across Middle East projects and with international clients.
